Kimberly Pohler
Kimberly Pohler


Medicare benefits are for eligible beneficiaries that are 65 years of age and older or those that have qualified for disability regardless of age.

There are several options available to eligible beneficiaries, and unfortunately, with so many options, this leads to confusion. In some cases, you feel overwhelmed with trying to understand and confidently make the right choice of supplemental coverage that will best fit your needs.

We are here to help!! Our experience of over 30 years in the insurance world and the Medicare arena enables us to help educate and guide you.

We keep you abreast of any pertinent changes that you will need to know to continually keep you positioned in a plan that financially makes sense and meets both your medical and prescription drug needs.

We are focused on building a lasting relationship with you through the many phases of your life and your family’s lives.

Pre & Post Retirement

As financial professionals, we believe that helping clients coordinate their short-term and long-term financial goals before retirement, during the transition from work to retirement, and throughout retirement are vital in having a full circle strategy to creating retirement planning success.

Kimberly Pohler
Kimberly Pohler


Today people of all ages need to realize that planning for retirement is essential. However, retirement planning is a complex and long-range process; people have trouble determining how much money they will need in retirement.

Post Retirement

As life spans increase, retirees face the increased possibility of outliving their financial resources. Living longer does not mean that people should just save for additional years in retirement. Living longer increases the chance that they’ll have to cope with medical problems that require ongoing and expensive treatment.

Kimberly Pohler

Debt Elimination + Tax-Free Retirement

Do you have a mortgage, credit card debt, and student or car loans? Are you on track to be in debt for the next 20—30 years or longer? Is debt weighing you down, and you feel like you will never get out of debt?

You’re not alone. Many Americans today find themselves in a financial mess they did not plan for. But you don’t have to stay in this situation. There is a way out.

It is possible to be completely out of debt—including your mortgage—in 9 years or less.

It is possible to build a tax-free retirement without risk. There is actually something even better than being debt-free. Learn how to become YOUR OWN BANK.

Kimberly Pohler

Learn How to Manage Your Money

Discover the method of managing the money that lets you grow your savings and reduce your debt. Learn how to accomplish your short/long-term goals and dreams. I can show you!

  • How to grow your wealth safely and predictably whether the markets go up, down, or sideways
  • How to bypass banks, finance, and credit card companies and become your own source of financing of stocks, real estate, and other investments
  • Why your 401(k) may not be enough and what experts will never tell you about saving for the future
  • How to cut your tax burden by up to half
  • How to pay for college without going broke
  • How to eliminate the need for ever filling out a credit application again
Kimberly Pohler

Risk Protection

Americans may face several financial risks before and during retirement. Earlier in life, there are 3 major risks that individuals and families face, but each risk tends to reduce over time.

Those potential risks are:

  • Income replacement due to the death of a primary breadwinner
  • The cost of college savings for children
  • Paying off the mortgage

Progressive Age Risks

  • The conglomeration of financial risks…the possibility of living too long, interest rates, stock market, rising taxes, house repairs, etc.
  • The increasing cost of health care
  • Declining income due to the death of a spouse.
Kimberly Pohler
Kimberly Pohler

We’ve Got You Covered

As you progress through the phases of your life, your needs for risk protection change also. You can’t exhaust all your resources paying for your health care needs, especially if you don’t have a running source of income. We emphasize long-term care and transferring wealth down the line.

When you have properly positioned yourself to educate and implement risk protectors proactively, you give yourself the ability to relax and know that the protection you need and deserve is already in place. We can help you!

Kimberly Pohler

Why PrePlan

Funeral Planning is the MOST overlooked piece of the financial planning puzzle. There are two questions at the time of death:

  • How do we pay for the funeral?
  • What did they want for their funeral?

90% of Americans believe that pre-funding their funeral is a good idea. However, only 12% have actually pre-funded their funeral.

Kimberly Pohler
Kimberly Pohler

Who Preplans?

  • Those over the age of 55
  • Who have children
  • Who “Plan Ahead”
  • Who doesn’t want to burden their family at the time of death
  • Who have or are creating a will
  • Those that are afflicted with a serious illness
  • Who doesn’t want to visit a funeral home

Benefits of Preplanning

  • Protected from Creditors
  • Medicaid Exempt
  • Funds available
  • Peace of Mind
  • Funeral is the way you want
  • No more of trying to guess what loved one wanted
  • Spend time with loved ones when needed most versus at funeral home

If death were to occur today, who would arrange your funeral?

  • Do they know what you would want?
  • How would they pay for your funeral?

Do you know what your spouse/loved one wants for their funeral services?

Let us help guide you in pre-planning and give you and your loved one's peace of mind!

Kimberly Pohler
Kimberly Pohler

College Planning

One of the most important facets of a parent’s journey is the college planning campaign. It’s challenging and time-consuming.

Before you jump in and find yourself stressing over trying to learn as you go and, ultimately, in the end, wishing you would have taken a different path. Consider meeting with our professional college advisors.

Choosing the Right Institution

As professional college advisors, we encourage students and their parents to think differently, think unconventionally, and look beyond the “name-brand” recognition. We are the resource that will address a key component to the student’s success in their college education, getting the student into the school that is the “right fit” to meet the student’s needs.

Choosing the right school is about more than cost and name recognition; it’s about the culture and the experience the student will have and, ultimately, the student's development.

Kimberly Pohler
Kimberly Pohler

Easy & Efficient College Planning Campaign

Partnering with our Professional College Advisors is perhaps the easiest, most efficient means of streamlining your college planning campaign. Rather than fending for yourself, we will help you compile a list of the “best-fit” schools based on academics, geography, culture, professional aspirations, and finances.

As professional college advisors, we will assist in ensuring your child prepares for, completes, and submits their admission and financial aid applications, both timely and accurately.

Contact us today and take a look in greater detail as to how our professional college planning advisor can help.

Kimberly Pohler

We Customize to Fit Your Needs

No matter what phase of your life you are in, we can help you successfully plan for the next phase – while living fully in the one you are currently in!

Kimberly Pohler